before you buy
Buying a home can be a complicated and confusing process, but it doesn't have to be. By using our guide, we can help you to buy wisely.

Two Important Items Usually Overlooked
When purchasing a new home don't over look these items and you will end up saving money!

How expensive a house can I afford?
In recognition of the lower operating costs and higher resale value of energy efficient homes, many lenders offer EnergyStar mortgages.

What will my monthly payment be?
Calculate your monthly payment by entering your loan amount, down payment and annual interest rate.

What should I look for in heating and air conditioning Equipment?
Everything you should know before you buy a residential heating or air conditioning system.

Should I consider home automation?
Home automation can make your life easier and your home smarter.

How do I find a new home?
A quick and easy way to find a new home or a previously owned home in the location and price range that fits you to a tee.

How much will my monthly utility bills be?
Calculate your monthly utility bills.

How much will my yearly taxes decrease?
Savings in both state and national taxes should be considered when purchasing a house as these dollars will go right in your banking account. Click here to calculate your yearly tax decrease.

Should I use a real estate agent?
Click here to find out.

How do I get the lowest interest rate on a loan?
It's quick and it's easy! Find out the lowest interest rate for loans in your area, just click here.

Should I have the home inspected?
The purchase of a home is probably the largest single investment you will ever make and learning as much as you can about the condition of the property and the need for any major repairs before you buy can minimize unpleasant surprises.

How do I make sure I don't pay too much for a house?
Click here for more information.

What if there are termites?
In many areas of the country, virtually every house has termites. Click here to get rid of them.

What about flood or earthquake zones?
Find out if you are in a flood zone.

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